National Supervisory Authority & Licensing Qualification Dossier • Asia-Pacific
OJK
Global JurisdictionOtoritas Jasa Keuangan
- Supervisory tier
- Tier-2
- License classes
- 2
- Licensed records
- 19
- Active / regulated
- 19
Statutory Supervisory Mandate & Scope
Introduction: OJK (Indonesia’s Financial Services Authority) is described as an independent state agency responsible for regulating and supervising the country’s financial sector and supporting its stability. The source says it replaced financial-regulatory functions previously carried out by Bank Indonesia (BI) and the Capital Market and Financial Institutions Supervisory Agency (Bapepam-LK), with the aim of providing more integrated oversight of banking, capital markets and non-bank financial institutions. Listed objectives include regulating and supervising financial-services activities across those sectors, developing a sustainable and stable financial system, and protecting consumers.
Prudential Tier Assessment
Tier-2Tier-2 national capital markets, securities, and derivatives supervisory authority in Global Jurisdiction, IOSCO member standards-aligned.
National licensing qualifications & statutory authorisation classes (OJK)
Authorisation categories, permitted institutional and retail activities, minimum initial capital adequacy, and ongoing prudential solvency rules enforced by OJK in Global Jurisdiction.
| License class / code | Official designation | Permitted institutional & retail activities | Minimum initial / base capital | Ongoing prudential & solvency rule |
|---|---|---|---|---|
| Category 1 / Principal Broker-Dealer | Full-Scope Securities & Derivatives Dealer (Market Maker / Principal) | Dealing as principal or market maker in securities, FX, CFDs, futures, options, and underwriting. | USD $150,000 – $500,000 equivalent minimum paid-up capital | Risk-weighted capital adequacy + minimum liquid capital buffer ≥ 25% of annual fixed overheads. |
| Category 2 / Agency Broker & Asset Manager | Securities Brokerage (Agency / STP) & Discretionary Portfolio Management Licence | Order execution, reception and transmission of client orders, discretionary portfolio management, and investment advisory. | USD $75,000 – $150,000 equivalent minimum paid-up capital | Strict client money segregation, best-execution monitoring, and quarterly regulatory financial returns. |
Investor compensation, client money segregation & digital-asset regime
Statutory counterparty protections, custody reconciliation mandates, and virtual-asset licensing status under OJK.
National Investor Protection / Compensation Scheme (Global Jurisdiction)
- Maximum coverage per client
- Subject to statutory national investor protection fund limits and segregated trust priority
- Eligible counterparties & scope
- Retail clients of licensed securities and investment brokerage firms.
OJK Client Money & Safe Custody Segregation Rules
- Reconciliation & audit cadence
- Daily reconciliation of segregated client trust bank accounts against client trading ledger balances.
- Approved custodian requirements
- Client funds and securities must be held in bankruptcy-remote statutory trust accounts at licensed commercial banks or central securities depositories.
OJK Digital Asset / Tokenized Securities & VASP Regulatory Framework
- Travel Rule, custody & stablecoin rules
- FATF Recommendation 16 Travel Rule enforcement and institutional qualified custody standards.
Primary Governing Statutes & Rulebooks
- Securities and Capital Markets Act of Global Jurisdiction
- OJK Licensing, Prudential Capital Adequacy & Conduct of Business Rules
- Client Money & Custody Asset Segregation Regulations (Global Jurisdiction)
- IOSCO Principles of Securities Regulation & National AML/CFT Rulebook
Regulatory Reporting & Audit Obligations
Quarterly capital adequacy returns and annual IFRS audited financial statements submitted to OJKAnnual independent auditor attestation on Client Money and Safe Custody complianceTransaction reporting, market abuse surveillance (MAR), and AML/CFT suspicious activity reporting
Cross-Border Equivalence & Passporting
Operates under Global Jurisdiction national jurisdiction and IOSCO MMoU cross-border supervisory cooperation.
Supervised institutions & OJK licence records in our database
19 licence records referencing OJK (19 regulated/registered).
| Institution | Licence number | Status | Licensed legal entity | Effective date | Verification |
|---|---|---|---|---|---|
| Bank Sinarmas | Not supplied | Regulated | PT BANK SINARMAS Tbk | — | |
| Bank BTPN(Cross-jurisdiction record) | 213 | Regulated | PT BANK TABUNGAN PENSIUNAN NASIONAL Tbk | 1969 | |
| Bank Central Asia (BCA)(Cross-jurisdiction record) | Not supplied | Regulated | PT BANK CENTRAL ASIA Tbk | — | |
| Bank Danamon(Cross-jurisdiction record) | 011 | Regulated | PT Bank Danamon Indonesia Tbk | 2011 | |
| Bank DKI(Cross-jurisdiction record) | Not supplied | Regulated | Bank DKI | — | |
| Bank JTrust(Cross-jurisdiction record) | Not supplied | Regulated | Bank JTrust | — | |
| Bank Mandiri(Cross-jurisdiction record) | 008 | Regulated | PT BANK MANDIRI (PERSERO) Tbk | — | |
| Bank Maybank Indonesia(Cross-jurisdiction record) | 016 | Regulated | PT BANK MAYBANK INDONESIA Tbk | 1959 | |
| Bank Mega(Cross-jurisdiction record) | 426 | Regulated | PT Bank Mega Tbk | 1992 | |
| Bank Negara Indonesia(Cross-jurisdiction record) | 009 | Regulated | PT BANK NEGARA INDONESIA (PERSERO) Tbk | — | |
| Bank Tabungan Negara(Cross-jurisdiction record) | 200 | Regulated | PT BANK TABUNGAN NEGARA (PERSERO) Tbk | — | |
| BNI bank(Cross-jurisdiction record) | 009 | Regulated | PT BANK NEGARA INDONESIA (PERSERO) Tbk | — | |
| BRI BANK(Cross-jurisdiction record) | Not supplied | Regulated | PT BANK RAKYAT INDONESIA (PERSERO), Tbk | — | |
| CIMB Niaga(Cross-jurisdiction record) | 022 | Regulated | PT BANK CIMB NIAGA Tbk | 2011 | |
| OCBC Indonesia(Cross-jurisdiction record) | 028 | Regulated | PT Bank OCBC NISP Tbk | — | |
| Panin Bank(Cross-jurisdiction record) | 019 | Regulated | PT Bank Pan Indonesia Tbk | 2013 | |
| Permata Bank(Cross-jurisdiction record) | 013 | Regulated | PT Bank Permata Tbk | 2021-01-20 | |
| Pintu(Cross-jurisdiction record) | Not supplied | Regulated | Pintu | — | |
| INDODAX(Cross-jurisdiction record) | Not supplied | Regulated | Indodax | — |
OJK (Global Jurisdiction): institutional licensing & due diligence FAQ
Key statutory capital, compensation, custody segregation, and verification answers for compliance teams.
What are the primary licensing classes and minimum capital requirements under OJK (Global Jurisdiction)?
OJK (Otoritas Jasa Keuangan) supervises financial institutions in Global Jurisdiction under Securities and Capital Markets Act of Global Jurisdiction and OJK Licensing, Prudential Capital Adequacy & Conduct of Business Rules. Key statutory authorisation classes include: Category 1 / Principal Broker-Dealer (Full-Scope Securities & Derivatives Dealer (Market Maker / Principal) — min. capital: USD $150,000 – $500,000 equivalent minimum paid-up capital); Category 2 / Agency Broker & Asset Manager (Securities Brokerage (Agency / STP) & Discretionary Portfolio Management Licence — min. capital: USD $75,000 – $150,000 equivalent minimum paid-up capital). Ongoing prudential supervision requires strict adherence to capital adequacy and liquidity buffers.
Does OJK provide statutory investor compensation and mandatory client asset segregation?
Under OJK's framework, investor protection is governed by National Investor Protection / Compensation Scheme (Global Jurisdiction) with maximum coverage of Subject to statutory national investor protection fund limits and segregated trust priority (Retail clients of licensed securities and investment brokerage firms.). For client money and custody assets, supervised firms must comply with OJK Client Money & Safe Custody Segregation Rules, performing daily reconciliation of segregated client trust bank accounts against client trading ledger balances. with client funds and securities must be held in bankruptcy-remote statutory trust accounts at licensed commercial banks or central securities depositories..
How does OJK regulate digital assets, crypto exchanges (VASPs/CASPs), and stablecoins?
OJK's digital-asset regime is structured around OJK Digital Asset / Tokenized Securities & VASP Regulatory Framework (Regulates security tokens, crypto derivatives, and licensed digital asset intermediaries in Global Jurisdiction.). Custody and AML/CFT compliance obligations require: FATF Recommendation 16 Travel Rule enforcement and institutional qualified custody standards.
How can I verify an institution's OJK licence number and check our 19 recorded licence entries?
Our database currently tracks 19 licence records referencing OJK (19 marked regulated or registered). To verify a counterparty at the primary source, open OJK's official public register (https://sprint.ojk.go.id/), search by the exact reference number and legal entity name, and confirm that the firm's domain and permitted activities match its statutory authorisation.
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Statutory licensing classes, base capital rules, and investor protection summaries for OJK (Global Jurisdiction) are maintained for institutional benchmarking and do not constitute legal advice. Always verify current rulebooks and active firm authorisations directly on OJK’s official public register.